You have to  create a personal profile in the Spoko app before making a first transfer. Please make sure that you shared your genuine and latest data to create a personal profile when registering your account (Pro tip:  enter data using Latin letters, in other words, enter data from your passport or ID card).

You will be asked to enter your personal data such as: first name, last name, registration address, email address, and phone number in your personal profile to avoid additional verification and speed up processes . Also, accurate and correct personal data  allows us to contact you if necessary.

Making a transfer via Spoko is easy! You should do the following:

• (Register or) Log into your personal account  using Spoko's  pin code ;
• Use in-app calculator an select targeted country, transfer’s amount, currency and delivery method, and press "Send money"
• attach a document and a personal selfie for profile verification and transfer
• enter the name \ surname in English letters of the recipient's card
• enter the recipient's card number and sender's card information (card number, expiration date and CVV code)
• confirm the transfer at the request of the sender's bank
• send a money order through Spoko

Something went wrong?  No worries , you can always initiate our in-app chat if you require of professional  assistance .